Long-Term Care Insurance

You don't have to lose your life savings paying for long-term care.

With a long-term care insurance policy, you can ensure these costs will be covered in the event you require care in the future.

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What Is Long-Term Care Insurance?

Long-term care insurance (LTCI) is an insurance policy that provides benefits for a future long-term care stay. You can choose from either traditional LTCI or an asset-based policy, each of which offers different features and benefits depending on your budget and projected care needs.

The best part: an LTCI policy can be customized to your specific situation.

What Is Long-Term Care Insurance?
Why Long-Term Care Insurance?

Why Long-Term Care Insurance?

With the cost of care running upwards of $9,000 per month, long-term care insurance is the most affordable and flexible way to prepare for these costs. LTCI benefits can be used for at-home care, an assisted living facility, or a skilled nursing home. Plus, most policies come with a care coordinator to help your loved ones navigate your options. However, the key is you must meet certain health and age criteria in order to qualify for LTCI.

Consider purchasing an LTCI policy before it's too late.

Now is the best time to plan for your long-term care.

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